Bank Personal Loan and Cooperative

Panel Institutions

FinApproved manages the application process. The financing itself is provided by the registered financial institutions and cooperatives below — each licensed or registered under its own regulator.

MBSB Bank
Licensed Islamic Bank

MBSB Bank Berhad

A wholly-owned subsidiary of MBSB Berhad

A full-fledged Islamic bank licensed by Bank Negara Malaysia under the Islamic Financial Services Act 2013, offering Shariah-compliant retail, SME, and corporate banking.

Bank Negara MalaysiaRegulator
Islamic BankingCategory
Public Bank
Licensed Commercial Bank

Public Bank Berhad

Publicly listed on Bursa Malaysia

One of Malaysia's largest banks by shareholders' funds, licensed by Bank Negara Malaysia to provide commercial banking, retail and corporate lending, and related financial services.

Bank Negara MalaysiaRegulator
Founded 1966Established
Juara Partners
Shariah-Compliant NBFI

Juara Partners Sdn. Bhd.

Registration No. 200201018084 (585747-X)

A Shariah-compliant non-bank financial institution (NBFI) providing FinTech-enabled financing to civil servants, with repayments made through a secured salary deduction scheme.

Ministry of Housing & Local GovernmentShariah Endorsement
Incorporated 9 July 2002Established
Coshare
Registered Salary Deduction Agency

Coshare Holdings Berhad

Registration No. 199701031609 (447108-X)

A salary-deduction agency approved by the Ministry of Finance and Jabatan Akauntan Negara Malaysia (JANM) to process direct salary deductions for civil servants, channelling personal financing through partner financial institutions.

Ministry of Finance & JANMRegulator
Incorporated 17 September 1997Established
AmBank
Licensed Commercial Bank

AmBank (M) Berhad

Part of AmBank Group (AMMB Holdings Berhad)

A licensed commercial bank under Bank Negara Malaysia and the retail and wholesale banking arm of AmBank Group, one of Malaysia's largest banking groups, offering personal financing, SME, and corporate banking.

Bank Negara MalaysiaRegulator
Founded 1975Established
RHB Bank
Licensed Commercial Bank

RHB Bank Berhad

Publicly listed on Bursa Malaysia

One of Malaysia's largest fully integrated financial services groups, licensed by Bank Negara Malaysia to provide commercial banking, retail and corporate lending, and Shariah-compliant financing.

Bank Negara MalaysiaRegulator
Formed 1997Established

Specific profit rates, financing limits, and eligibility criteria vary by institution and are confirmed during your application — not shown here, since they depend on the partner your application is matched to.

It takes about 10 minutes.

Start whenever you're ready — save your progress and pick up where you left off.

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